Homeowner’s Insurance
Protecting your home, personal property and personal liability is the first step to insuring your way of life. We can put together a protection plan to meet your unique needs at an affordable price.
Protection for you covered home and property against common causes of loss such as:
- Fire or lightening
- Wind and Hail
- Smoke Damage
- Vandalism and Malicious Mischief
- Weight of Ice, Snow or Sleet
Optional Coverages
- Dwelling Replacement Cost
- Full Replacement Cost for Personal Property
- [Earthquake]
- [Flood]
Extra Protection available for
- Jewelry, Watches & Furs
- Guns
- Fine Art
- Personal Property
- Credit Card and Depositor Forgery
Liability Protection
If someone makes a claim of injury or property damage against you or your covered family, what you own could be at risk. Your Homeowner’s policy helps protect you for:
- Claims to injury to others on ND OFF PREMISES
- Claims for Property damage to others
- Liability defense costs
Discounts may be available for:
- Protective device credit for burglar, smoke and fire alarms
- Multiple policy discounts (bundle your home and auto)
- New Home credits