Residential Earthquake Insurance can be purchased for your primary home, vacation properties, rental units, condos, and even as a compliment to your tenant insurance policy.
To start, standard personal lines property insurance policies do not cover damage due to earth movement. If there is the potential for large earthquakes in your area, you may be left with nothing if your home is damaged or destroyed.
Deductibles range from 5% to 15%. As with all insurance products, the higher deductible that you decide upon the great discount you will receive.