Pay for medical costs if someone is injured and needs medical treatment because of an accident that occurred at your business.
Cover certain personal and advertising Injury offences committed by you or your employees during the course of your business such as libel, slander, false arrest/detention, or discrimination (coverage is excluded for certain classes)
Cover certain employment-related lawsuits brought against you by employees or job applications including for wrongful termination and wrongful failure to hire. Defense costs are included within the limit of insurance you purchase.
Covers you against injuries or damages to others caused by products you sell or work you perform for your customers.