Homeowner’s Insurance

Protecting your home, personal property and personal liability is the first step to insuring your way of life. We can put together a protection plan to meet your unique needs at an affordable price.

Protection for you covered home and property against common causes of loss such as:

  • Fire or lightening
  • Wind and Hail
  • Smoke Damage
  • Vandalism and Malicious Mischief
  • Weight of Ice, Snow or Sleet

Optional Coverages

  • Dwelling Replacement Cost
  • Full Replacement Cost for Personal Property
  • [Earthquake]
  • [Flood]

Extra Protection available for

  • Jewelry, Watches & Furs
  • Guns
  • Fine Art
  • Personal Property
  • Credit Card and Depositor Forgery

Liability Protection

If someone makes a claim of injury or property damage against you or your covered family, what you own could be at risk. Your Homeowner’s policy helps protect you for:

  • Claims to injury to others on ND OFF PREMISES
  • Claims for Property damage to others
  • Liability defense costs
Discounts may be available for:
  • Protective device credit for burglar, smoke and fire alarms
  • Multiple policy discounts (bundle your home and auto)
  • New Home credits
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