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Liability Coverage helps to:
- Pay for medical costs if someone is injured and needs medical treatment because of an accident that occurred at your business.
- Cover certain personal and advertising Injury offences committed by you or your employees during the course of your business such as libel, slander, false arrest/detention, or discrimination (coverage is excluded for certain classes)
- Cover certain employment-related lawsuits brought against you by employees or job applications including for wrongful termination and wrongful failure to hire. Defense costs are included within the limit of insurance you purchase.
- Covers you against injuries or damages to others caused by products you sell or work you perform for your customers.